1. Acceptance of Terms
1.1 Agreement to Terms
By accessing or using ChartQ (the "Platform"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Platform. These Terms constitute a legally binding agreement between you and ChartQ.
1.2 Eligibility
You must be at least 18 years of age to use ChartQ. By using the Platform, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms.
1.3 Updates to Terms
We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the Platform with an updated "Last Updated" date. Your continued use of ChartQ after any changes constitutes acceptance of the revised Terms.
2. Platform Description
2.1 What ChartQ Provides
ChartQ is a financial insights platform that curates and distributes market analysis, commentary, and educational content from anonymous expert contributors across global financial markets. Content covers equities, forex, cryptocurrencies, commodities, and macroeconomic topics across 12 languages.
2.2 Anonymous Contributor Model
Our platform features insights from anonymous contributors who are verified financial professionals. The anonymity of contributors is protected to ensure independence and prevent conflicts of interest. ChartQ does not disclose the identities of its contributors.
2.3 Service Availability
We strive to maintain continuous availability of ChartQ, but we do not guarantee uninterrupted access. The Platform may be temporarily unavailable due to maintenance, technical issues, or circumstances beyond our control. We are not liable for any losses resulting from platform unavailability.
3. Financial Disclaimer
3.1 Not Financial Advice
All content published on ChartQ — including market analyses, trade ideas, commentary, and any other information — is provided for informational and educational purposes only. Nothing on this Platform constitutes financial, investment, trading, tax, or legal advice.
3.2 No Investment Recommendations
ChartQ does not recommend the purchase or sale of any financial instrument, security, or asset. Past performance discussed in any content does not guarantee future results. Financial markets involve substantial risk of loss, and you may lose more than your initial investment.
3.3 Independent Decision-Making
All financial and investment decisions are your sole responsibility. Before making any investment decision, you should consult a qualified and licensed financial advisor who understands your individual financial situation, goals, and risk tolerance.
3.4 No Liability for Losses
ChartQ, its contributors, employees, and affiliates shall not be held liable for any direct, indirect, incidental, special, or consequential financial losses or damages arising from your use of, or reliance upon, any content published on the Platform.
4. User Conduct
4.1 Permitted Use
You may use ChartQ for personal, non-commercial purposes to access and read market insights, share content on social media with appropriate attribution, and subscribe to newsletters. All other uses require prior written consent from ChartQ.
4.2 Prohibited Activities
You may not: scrape, harvest, or systematically collect content from the Platform; reproduce or republish ChartQ content for commercial purposes without permission; attempt to reverse-engineer any aspect of the Platform; use automated tools to access the Platform in ways that unreasonably burden our infrastructure; or misrepresent ChartQ content as your own.
4.3 Compliance with Laws
You agree to use ChartQ in compliance with all applicable local, national, and international laws and regulations. You are solely responsible for ensuring your use of the Platform complies with laws in your jurisdiction, including any financial regulations applicable to your country.
5. Intellectual Property
5.1 ChartQ Ownership
All content, design, graphics, logos, trademarks, and software on ChartQ are the intellectual property of ChartQ or its licensors. These materials are protected by copyright, trademark, and other applicable intellectual property laws.
5.2 Limited License
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Platform for personal, non-commercial purposes. This license does not include any right to sublicense, modify, copy, distribute, or create derivative works based on our content.
5.3 Contributor Content
Market insights published by anonymous contributors are licensed to ChartQ for distribution on the Platform. Contributors retain intellectual property rights in their original work. ChartQ does not claim ownership of contributor-generated content.
6. Privacy
6.1 Privacy Policy
Your use of ChartQ is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Platform, you consent to the data practices described in our Privacy Policy. We encourage you to review the Privacy Policy carefully.
7. Disclaimers & Limitation of Liability
7.1 Platform Provided "As Is"
ChartQ is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
7.2 Accuracy of Content
While we strive to ensure the quality and accuracy of content on ChartQ, we make no warranties about the completeness, reliability, or accuracy of the information. Market information may be delayed or subject to errors. We are not responsible for errors or omissions in content.
7.3 Maximum Liability
To the maximum extent permitted by applicable law, ChartQ's total liability to you for any claims arising from your use of the Platform shall not exceed the amount you paid to ChartQ in the 12 months preceding the claim, or $100 USD if you have not made any payments.
8. Termination
8.1 Our Right to Terminate
ChartQ reserves the right to suspend or terminate your access to the Platform at any time, with or without notice, for any reason including violation of these Terms. Upon termination, all licenses granted to you will immediately cease.
8.2 Effect of Termination
Termination of your access does not relieve you of any obligations that accrued prior to termination. Provisions of these Terms that by their nature should survive termination shall survive, including intellectual property rights, disclaimers, and limitations of liability.
9. Governing Law & Disputes
9.1 Governing Law
These Terms are governed by and construed in accordance with applicable international law. For users in the European Union, mandatory consumer protection laws of your country of residence may apply in addition to these Terms.
9.2 Dispute Resolution
We encourage resolving any disputes informally by contacting us first. If informal resolution is unsuccessful, disputes shall be resolved through binding arbitration in accordance with internationally recognized arbitration procedures, unless prohibited by the laws of your jurisdiction.
10. Contact
Legal Inquiries
For questions or concerns regarding these Terms of Service, please contact us via our Contact page. We aim to respond to all legal inquiries within 5 business days.
Have questions about these Terms? Contact us or review our Privacy Policy.